If you're a hopeless procrastinator like me and still haven't planned your winter escape strategy, you probably assume it's too late to find anything affordable. Yet you are not as screwed as you think you are! The ethos of the Caribbean -- always be slacking -- applies to booking vacations there. And now isn't such a bad time anyway: The US dollar is at its strongest level in years, and plenty of savings await anyone who knows know where to look.

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