OneJourney Launches SwiftPay - The World’s First Hospitality Payment Card (HPC) Platform

A New Financial Infrastructure Built Exclusively for Hospitality

OneJourney's SwiftPay platform offers hospitality operators 1%+ cashback on supplier payments through bank-integrated payment cards with no setup fees.

OneJourney Launches SwiftPay - The World’s First Hospitality Payment Card (HPC) Platform

Photo by OneJourney

BERLIN, GERMANY – At ITB Berlin 2026, OneJourney™ launches SwiftPay™, the world’s first Hospitality Payment Card (HPC) platform - a bank-integrated payment infrastructure designed exclusively for hotels, resorts, restaurant groups, and hospitality operators worldwide.

SwiftPay introduces a new category of hospitality finance: Embedded Payables Monetization™ - transforming Accounts Payable from a passive cost center into a recurring income stream.

For decades, hospitality operators have optimized revenue and labor, while billions in supplier payments generated no return. SwiftPay changes that equation.

The Hospitality Payment Card™ (HPC)

The Hospitality Payment Card (HPC) is a purpose-built payment architecture engineered for hospitality operating models, vendor ecosystems, and property-level accounting structures.

SwiftPay is:

  • Backed by leading global banking institutions

  • Integrated into regulated banks connected to global payment networks

  • Available to hospitality operators of all sizes - independent hotels, groups, management companies, resorts, and restaurant brands

There are:

  • No setup fees

  • No ongoing platform fees

  • No change to vendor relationships

Operators can issue their HPC immediately and begin generating 1%+ cashback across everyday operational spend - including F&B procurement, utilities, subscriptions maintenance, renovations, travel expenses, professional services, and more.

Payments can be made to suppliers locally and globally, with settlement capability across 21 currencies.

No operational disruption.
No change in buying behavior.
Immediate yield.

This is not cost reduction.
It is capital reclamation.

Every hospitality operator now has access to its own Hospitality Payment Card.

Leadership Perspective

We built SwiftPay as a new financial layer for hospitality. Backed by banks and integrated into the global payment networks, the Hospitality Payment Card allows operators to reclaim capital already flowing through their businesses - without changing how they operate.

Brian Dass, Founder and CEO of OneJourney

About OneJourney | OneJourney is an embedded-payments company built for hospitality. Its flagship platform, SwiftPay, helps hotels convert the payments they already make — to suppliers, vendors and partners — into incremental revenue and automated savings, with no cost and no added risk to the property. By combining virtual commercial cards, supplier payment workflows, AI-driven invoice and reconciliation automation, cashback on eligible spend, and transparent reporting, OneJourney gives independent hotels ownership of a payment layer they have historically left to others. OneJourney is operated by Hotel Direct, LLC (d/b/a OneJourney and Swift Services), based in Miami Beach, Florida.

Media Contact

Claudia Ebbers

Director of Partnerships [email protected]

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About OneJourney | OneJourney is an embedded-payments company built for hospitality. Its flagship platform, SwiftPay, helps hotels convert the payments they already make — to suppliers, vendors and partners — into incremental revenue and automated savings, with no cost and no added risk to the property. By combining virtual commercial cards, supplier payment workflows, AI-driven invoice and reconciliation automation, cashback on eligible spend,...